Receipts
Snap it or share it. Oumy reads the items so people pay for what they had.
Splitting, without the awkward part
Any app.
Any payment.
Magically paid.
Say what happened. Oumy does the math, texts your friends, and keeps after them. They pay in the app they already use.
Coming soon on iPhone
Free for splitting. Always free for your friends.
Friends pay you in
- Venmo
- Cash App
- PayPal
- Zelle
- Apple Cash
How it works
- 1
Say it
Type it, say it to Siri, snap the receipt, or tap Apple Pay. Oumy works out every share to the cent.
Dinner at Uchi $480 with Tom, Lisa and Dre - 2
Send it from your Messages
Requests go out from your own number. Each friend taps their name and pays their way.
Uchi, $480. Shares: Dre $120, Lisa $120, Tom $120. Tap yours to pay: pay.oumy.app (via Nova) - 3
Oumy knows when they pay
When the money lands, Oumy closes it out and tells you. No "did it arrive?" No spreadsheets.
Lisa paid you $120 for Uchi.
Your friends don't need the app
They get a text from you with a link. One button opens Venmo, Cash App or PayPal with the amount already filled in. Zelle copies your handle. No account, no sign-up, no download.
- Paying is always free
- Clearly automated, never pushy
- One tap to stop requests
Sam's agent Nova
Your share of Uchi
$120
Pay Sam with Venmo
Other ways to pay
Nova never holds money. This opens your own app.
Every kind of shared money
Trips
Log charges as you go. At the end, one tap and everyone is even.
Tabs
Friends scan a code, tap their name, then tap what they ordered.
Roommates
Rent and bills split themselves every month, with a heads-up first.
Friend loans
Lend at 0% with a payment plan. Reminders go to both of you, kindly.
Groups
Crews remember who you split with, so the next one is one sentence.
Make it funny
Send your request with Nova. Pick a sticker or make your own with photos, Genmoji and drawings. Made on your phone, sent from your Messages.
Free to split. Plus to do it for you.
Free
$0
- Unlimited splits and requests
- Requests to up to 3 people
- One gentle reminder
- Closes itself when they pay
- 2 tabs and 1 trip a month
Oumy Plus
$29.99/year
- Keeps after them until they pay
- Any size group, like a 12-person league
- Unlimited tabs and trips
- Roommate autopilot
- 0% friend loans with payment plans
- Every Nova and the full sticker canvas
Every new account gets 7 days of Plus on the house. No card, no surprise charge.
Paying, accepting and joining are always free for your friends.
We never hold your money
Payments happen in Venmo, Cash App, PayPal, Zelle or your bank. Oumy only does the math and the asking.
Face ID on every money move
Nothing is sent or confirmed until you say so.
Your contacts stay on your phone
Only the people you pick are ever shared.